The following Terms and Conditions apply to your use of this Unlocked Finance Pty Ltd (ACN 603 545 802) website. Your use of the website means that you accept these terms and conditions. If you do not agree to be bound by these terms, you must cease use of the website and services, or be taken to be bound by them terms and conditions governing use of the site.
Unlocked Finance (ACL 483863) is a finance and mortgage broker operating in Australia. Our aim is to act as an agent to source a suitable finance solution from a range of lenders to suit your finance requirements and objectives. This includes identifying potential loan/ lending products that may be interested in funding this activity. Despite using various matching platforms, algorithms and industry knowledge the information provided is a GUIDE ONLY.
This information provided is a guide only as it may not consider every factor that will be relevant in the lenders final decision and it only considers the limited information that has been provided. Unlocked Finance does not warrant the accuracy of information provided, and it is recommended that information is confirmed with a finance broker via a full assessment/application.
At no point is any information provided via our website to be considered as an approval of finance or an official finance offer. Indicative rates provided are for information purposes only and must be confirmed on time of application and by the third party.
Additional terms and conditions are set out below.
Defined terms
These Terms and Conditions ("Terms") may refer to "Unlocked Finance", "Unlocked”, “our", "us", and "we" interchangeably. These terms apply between Unlocked Finance and any subsidiaries, affiliates, employees, officers, or representatives and the "User", also referred to as "you".
Disclaimer of warranty
Although Unlocked Finance has taken reasonable care to ensure the reliability of any statements on our website, Unlocked gives no warranty in relation to such statements or information. We expressly disclaim liability arising from persons acting or failing to act based on the information contained on our website. Unlocked further disclaims any responsibility or obligation to provide updates on published information. These disclaimers explicitly extend to third-party content published on our website, whether by organisations or individuals, including (but not limited to) on our blogs, and media pages. Such content reflects the views, beliefs, and/or positions of the authors of the content, and not necessarily those of Unlocked Finance.
Limitation of liability
Unlocked Finance will not be held liable for any incidental, special, consequential, or indirect damages arising out of, or related to, the use of the website. This will be the case even if Unlocked knows or has been advised of the possibility of such damages. These damages include, but are not limited to, damage for loss or corruption of data, and interruptions to the services we provide.
Intellectual property and copyrights
This website is subject to copyright and is entirely owned by Unlocked Finance. The website may also display third party materials that are subject to copyright. You must not use or replicate our copyright material other than as permitted by law. Specifically, you must not use or replicate our copyright material for commercial purposes unless expressly agreed to by Us, in which case we may require you to sign a Licence Agreement. the information provided is for your private or internal purposes only.
Trademarks
Unlocked and Unlocked Finance is a registered trademark the trademarks and logos contained on this Website are marks of Unlocked Finance PTY Ltd. Use of these trademarks are strictly prohibited except with our legal, written consent.
Accuracy of content
We have taken proper care and precautions to ensure that the information we provide on this Website is accurate. However, we cannot guarantee, nor do we accept any legal liability arising from or connected to, the accuracy, reliability, currency or completeness of anything contained on this Website or on any linked site.
On Occasion, Unlocked Finance’s website may contain links to websites of third parties. These third-party websites are not under Unlocked’ s control, and we disclaim responsibility for any content provided on a third-party website. Reference on our website to any products, services or other information (by use of name, logo or otherwise) does not always constitute endorsement of such products, services or information. Your correspondence and/or business dealings direct with third-parties found on or through our website are solely between you and such third-parties, and you agree that Unlocked Finance will not be held liable for any loss or damage arising through such correspondence or business dealings.
The information contained on this Website should not take the place of any formal professional advice.
Information Collection
Use of information you have provided us with, or that we have collected and retained relating to your use of the Website and/or our Services, is governed by our Privacy Policy. For further information about the collection and use of information provided by you in the course of using this website and Unlocked Finance services, please read our Privacy Policy on this website. By using this Website and the Services associated with this Website, you are agreeing to the Privacy Policy.
Information submitted by you is undertaken to be accurate information and you accept responsibility for harm or damage resulting directly or indirectly from the provision of inaccurate information, whether submitted in good faith, negligently, or wilfully. You understand that the information submitted will be used to provide a suitable loan option and any information incorrectly provided may result in incorrect lending options.
Any illegal or fraudulent information discovered will be reported to any governing legal party or authority. It is a crime to act as or use another person's or business’s name and personal information in order to obtain credit, loans, etc.
General Advice Warning
The website services provided by Unlocked Finance are to be used as a guide only. We explicitly provide no guarantee as to the price/rate offered by a lender to an applicant, nor provide any guarantee as to approval by a lender. Time to funding and product features are also general guides and not guarantees. Rates may change and products may no longer become available also lender requirements and supporting documentation can change at any time. .
Unlocked Finance and its staff and brokers assume no responsibility for actions or omissions to act based on any information, services, or other material on our website. It is the sole discretion of Unlocked Finance and our lending partners to process any application or action any enquiry. Once again at no point is any information provided via our website to be considered as an approval of finance or an official finance offer.
Effective application of this agreement
This agreement is effective upon your acceptance of this agreement, which occurs through use of our website and/or services. To reiterate and remove doubt, usage also constitutes agreement to our Privacy Policy available on our website.
